You are not limited to choosing just one option when deciding how to access your pension pot, you have the ability to mix and match the options. Which combination is right for you will depend on various factors such as; age and health, when you stop or reduce working hours, your retirement goals and objectives, the size of your pension fund, whether you have financial dependants and whether your circumstances are likely to change in the future. We can talk through all the options and help you choose the right combination to suit your needs.